diff --git a/src/app/i18n/en.ts b/src/app/i18n/en.ts
index 5fa879a..bc4b804 100644
--- a/src/app/i18n/en.ts
+++ b/src/app/i18n/en.ts
@@ -78,14 +78,14 @@ export const en: Translations = {
     privacyPolicy: 'privacy policy',
     and: 'and',
     checkout: 'Place order',
+    payViaQr: 'Pay via QR',
+    payViaCard: 'Pay via card',
     close: 'Close',
     creatingPayment: 'Creating payment...',
     waitFewSeconds: 'Please wait a few seconds',
     scanQr: 'Scan the QR code to pay',
-    choosePaymentMethod: 'Choose a payment method',
     amountToPay: 'Amount due:',
     waitingPayment: 'Waiting for payment...',
-    payByBankCard: 'Pay by bank card',
     copied: '✓ Copied',
     copyLink: 'Copy link',
     openNewTab: 'Open in new tab',
diff --git a/src/app/i18n/hy.ts b/src/app/i18n/hy.ts
index 742c588..a186331 100644
--- a/src/app/i18n/hy.ts
+++ b/src/app/i18n/hy.ts
@@ -78,14 +78,14 @@ export const hy: Translations = {
     privacyPolicy: 'գաղտնիության քաղաքականության',
     and: 'և',
     checkout: 'Ձևակերպել պատվերը',
+    payViaQr: 'Վճարել QR-ով',
+    payViaCard: 'Վճարել քարտով',
     close: 'Փակել',
     creatingPayment: 'Վճարման ստեղծում...',
     waitFewSeconds: 'Խնդրում ենք սպասել մի քանի վայրկյան',
     scanQr: 'Սքանավորեք QR կոդը վճարման համար',
-    choosePaymentMethod: 'Ընտրեք վճարման եղանակը',
     amountToPay: 'Վճարման գումար՝',
     waitingPayment: 'Սպասում ենք վճարմանը...',
-    payByBankCard: 'Վճարել բանկային քարտով',
     copied: '✓ Պատճենված է',
     copyLink: 'Պատճենել հղումը',
     openNewTab: 'Բացել նոր ներդիրում',
diff --git a/src/app/i18n/ru.ts b/src/app/i18n/ru.ts
index c47829a..74af3e8 100644
--- a/src/app/i18n/ru.ts
+++ b/src/app/i18n/ru.ts
@@ -78,14 +78,14 @@ export const ru: Translations = {
     privacyPolicy: 'политикой конфиденциальности',
     and: 'и',
     checkout: 'Оформить заказ',
+    payViaQr: 'Оплатить через QR',
+    payViaCard: 'Оплатить картой',
     close: 'Закрыть',
     creatingPayment: 'Создание платежа...',
     waitFewSeconds: 'Подождите несколько секунд',
     scanQr: 'Сканируйте QR-код для оплаты',
-    choosePaymentMethod: 'Выберите способ оплаты',
     amountToPay: 'Сумма к оплате:',
     waitingPayment: 'Ожидание оплаты...',
-    payByBankCard: 'Оплатить банковской картой',
     copied: '✓ Скопировано',
     copyLink: 'Скопировать ссылку',
     openNewTab: 'Открыть в новой вкладке',
diff --git a/src/app/i18n/translations.ts b/src/app/i18n/translations.ts
index 07ada19..5a2b113 100644
--- a/src/app/i18n/translations.ts
+++ b/src/app/i18n/translations.ts
@@ -76,14 +76,14 @@ export interface Translations {
     privacyPolicy: string;
     and: string;
     checkout: string;
+    payViaQr: string;
+    payViaCard: string;
     close: string;
     creatingPayment: string;
     waitFewSeconds: string;
     scanQr: string;
-    choosePaymentMethod: string;
     amountToPay: string;
     waitingPayment: string;
-    payByBankCard: string;
     copied: string;
     copyLink: string;
     openNewTab: string;
diff --git a/src/app/pages/cart/cart.component.html b/src/app/pages/cart/cart.component.html
index c8f37c0..1a5ccdd 100644
--- a/src/app/pages/cart/cart.component.html
+++ b/src/app/pages/cart/cart.component.html
@@ -157,14 +157,25 @@
           </label>
         </div>
 
-        <button 
-          class="checkout-btn" 
-          (click)="checkout()"
-          [class.disabled]="isCheckoutDisabled"
-          [disabled]="isCheckoutDisabled"
-        >
-          {{ 'cart.checkout' | translate }}
-        </button>
+        <div class="payment-method-actions">
+          <button 
+            class="checkout-btn qr-payment-btn" 
+            (click)="checkout('qr')"
+            [class.disabled]="isCheckoutDisabled"
+            [disabled]="isCheckoutDisabled"
+          >
+            {{ 'cart.payViaQr' | translate }}
+          </button>
+
+          <button 
+            class="checkout-btn card-payment-btn" 
+            (click)="checkout('card')"
+            [class.disabled]="isCheckoutDisabled"
+            [disabled]="isCheckoutDisabled"
+          >
+            {{ 'cart.payViaCard' | translate }}
+          </button>
+        </div>
 
         @if (!isAuthenticated()) {
           <div class="cart-login-gate">
@@ -208,7 +219,7 @@
 
       @if (paymentStatus() === 'waiting') {
         <div class="payment-active">
-          <h2>{{ qrCodeUrl() ? ('cart.scanQr' | translate) : ('cart.choosePaymentMethod' | translate) }}</h2>
+          <h2>{{ selectedPaymentMethod() === 'card' ? ('cart.waitingPayment' | translate) : ('cart.scanQr' | translate) }}</h2>
           
           @if (qrCodeUrl()) {
             <div class="qr-section">
@@ -231,12 +242,6 @@
             </div>
           </div>
 
-          @if (bankPaymentUrl()) {
-            <button class="bank-payment-btn" (click)="openBankPaymentPopup()">
-              {{ 'cart.payByBankCard' | translate }}
-            </button>
-          }
-
           <div class="payment-actions">
             @if (paymentUrl()) {
               <button class="copy-btn" (click)="copyPaymentLink()">
diff --git a/src/app/pages/cart/cart.component.scss b/src/app/pages/cart/cart.component.scss
index 36148da..3053b1d 100644
--- a/src/app/pages/cart/cart.component.scss
+++ b/src/app/pages/cart/cart.component.scss
@@ -724,6 +724,13 @@
     }
   }
 
+  .payment-method-actions {
+    display: grid;
+    grid-template-columns: 1fr 1fr;
+    gap: 10px;
+    margin-top: 8px;
+  }
+
   .checkout-btn {
     width: 100%;
     padding: 16px;
@@ -736,7 +743,6 @@
     font-weight: 700;
     cursor: pointer;
     transition: all 0.2s;
-    margin-top: 8px;
     box-shadow: 0 3px 4px 0 rgba(0, 0, 0, 0.15);
 
     &:hover:not(:disabled) {
@@ -810,6 +816,15 @@
       }
     }
   }
+
+  .card-payment-btn {
+    background: #1f2937;
+
+    &:hover:not(:disabled) {
+      background: #111827;
+      box-shadow: 0 6px 16px rgba(31, 41, 55, 0.28);
+    }
+  }
 }
 
 // Novo Cart Summary - Green Modern
@@ -868,6 +883,13 @@
     }
   }
 
+  .payment-method-actions {
+    display: grid;
+    grid-template-columns: 1fr 1fr;
+    gap: 10px;
+    margin-top: 12px;
+  }
+
   .checkout-btn {
     width: 100%;
     padding: 16px;
@@ -879,7 +901,6 @@
     font-weight: 700;
     cursor: pointer;
     transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
-    margin-top: 12px;
     box-shadow: 0 4px 16px rgba(16, 185, 129, 0.3);
 
     &:hover:not(:disabled) {
@@ -897,6 +918,15 @@
     }
   }
 
+  .card-payment-btn {
+    background: linear-gradient(135deg, #1f2937 0%, #111827 100%);
+    box-shadow: 0 4px 16px rgba(31, 41, 55, 0.22);
+
+    &:hover:not(:disabled) {
+      box-shadow: 0 8px 24px rgba(31, 41, 55, 0.3);
+    }
+  }
+
   .cart-login-gate {
     margin-top: 20px;
     padding: 24px;
@@ -1446,24 +1476,6 @@
     }
   }
 
-  .bank-payment-btn {
-    width: 100%;
-    padding: 14px 18px;
-    border: none;
-    border-radius: 10px;
-    background: #1f2937;
-    color: white;
-    font-weight: 700;
-    font-size: 1rem;
-    cursor: pointer;
-    transition: all 0.2s ease;
-
-    &:hover {
-      background: #111827;
-      transform: translateY(-1px);
-      box-shadow: 0 6px 16px rgba(31, 41, 55, 0.22);
-    }
-  }
 }
 
 .bank-payment-modal-overlay {
@@ -1671,6 +1683,10 @@
     }
   }
 
+  .payment-method-actions {
+    grid-template-columns: 1fr;
+  }
+
   .bank-payment-modal-overlay {
     padding: 12px;
   }
diff --git a/src/app/pages/cart/cart.component.ts b/src/app/pages/cart/cart.component.ts
index 1e01e95..ff9af5a 100644
--- a/src/app/pages/cart/cart.component.ts
+++ b/src/app/pages/cart/cart.component.ts
@@ -17,6 +17,8 @@ import { TranslatePipe } from '../../i18n/translate.pipe';
 import { TranslateService } from '../../i18n/translate.service';
 import { PAYMENT_POLL_INTERVAL_MS, PAYMENT_MAX_CHECKS, PAYMENT_TIMEOUT_CLOSE_MS, LINK_COPIED_DURATION_MS } from '../../config/constants';
 
+type PaymentMethod = 'qr' | 'card';
+
 @Component({
   selector: 'app-cart',
   imports: [DecimalPipe, RouterLink, FormsModule, EmptyCartIconComponent, DeliverySelectorComponent, TelegramLoginComponent, LangRoutePipe, TranslatePipe],
@@ -51,6 +53,7 @@ export class CartComponent implements OnDestroy {
   bankPaymentUrl = signal<string>('');
   bankPaymentFrameUrl = signal<SafeResourceUrl | null>(null);
   showBankPaymentPopup = signal<boolean>(false);
+  selectedPaymentMethod = signal<PaymentMethod>('qr');
   paymentId = signal<string>('');
   linkCopied = signal<boolean>(false);
   
@@ -161,7 +164,7 @@ export class CartComponent implements OnDestroy {
     this.cartService.setSelectedDelivery(itemID, selectedDelivery);
   }
 
-  checkout(): void {
+  checkout(paymentMethod: PaymentMethod): void {
     if (!this.allRequiredDeliveriesSelected()) {
       alert(this.i18n.t('cart.deliveryRequired'));
       return;
@@ -171,11 +174,12 @@ export class CartComponent implements OnDestroy {
       alert(this.i18n.t('cart.acceptTerms'));
       return;
     }
-    this.openPaymentPopup();
+    this.openPaymentPopup(paymentMethod);
   }
 
-  openPaymentPopup(): void {
+  openPaymentPopup(paymentMethod: PaymentMethod): void {
     this.showPaymentPopup.set(true);
+    this.selectedPaymentMethod.set(paymentMethod);
     this.paymentStatus.set('creating');
     this.paymentId.set('');
     this.qrCodeUrl.set('');
@@ -192,7 +196,7 @@ export class CartComponent implements OnDestroy {
     this.phoneError.set('');
     this.emailSubmitting.set(false);
     this.paidItems = [...this.items()];
-    this.createPayment();
+    this.createPayment(paymentMethod);
   }
 
   closePaymentPopup(): void {
@@ -219,10 +223,10 @@ export class CartComponent implements OnDestroy {
     this.bankPaymentFrameUrl.set(null);
     this.showBankPaymentPopup.set(false);
     this.linkCopied.set(false);
-    this.createPayment();
+    this.createPayment(this.selectedPaymentMethod());
   }
 
-  createPayment(): void {
+  createPayment(paymentMethod: PaymentMethod): void {
     const orderId = this.generateOrderId();
     const paymentPayload = {
       amount: Number(this.totalWithDelivery()),
@@ -231,6 +235,7 @@ export class CartComponent implements OnDestroy {
       siteorderID: orderId,
       redirectUrl: '',
       telegramUsername: this.getTelegramUsername(),
+      paymentMethod,
       items: this.buildPaymentItems(),
     };
 
@@ -242,7 +247,7 @@ export class CartComponent implements OnDestroy {
             const paymentLink = this.apiService.resolvePaymentLink(response);
             const bankUrl = this.apiService.resolveBankPaymentUrl(response);
 
-            if (!qrId || (!qrUrl && !bankUrl)) {
+            if (!qrId || (paymentMethod === 'qr' && !qrUrl) || (paymentMethod === 'card' && !bankUrl)) {
               console.error('Payment response missing payment fields:', response);
               this.setPaymentError();
               return;
@@ -255,6 +260,9 @@ export class CartComponent implements OnDestroy {
 
             this.paymentStatus.set('waiting');
             this.startPolling();
+            if (paymentMethod === 'card') {
+              this.openBankPaymentPopup();
+            }
           },
           error: (err) => {
             console.error('Error creating payment:', err);
diff --git a/src/app/services/api.service.ts b/src/app/services/api.service.ts
index 9f1ec88..31308d1 100644
--- a/src/app/services/api.service.ts
+++ b/src/app/services/api.service.ts
@@ -23,6 +23,8 @@ export interface QrCreateResponse {
   nspkID?: string;
   nspkId?: string;
   nspkurl?: string;
+  orderID?: string;
+  url?: string;
   bankUrl?: string;
   status?: string;
   qrStatus?: string;
@@ -43,6 +45,7 @@ export interface CartPaymentRequest {
   siteorderID: string;
   redirectUrl: string;
   telegramUsername: string;
+  paymentMethod: 'qr' | 'card';
   items: Array<{ itemID: number; price: number; name: string; quantity?: number; delivery?: DeliveryOption[] }>;
 }
 
@@ -537,7 +540,7 @@ export class ApiService {
   }
 
   resolvePaymentQrId(response: QrCreateResponse): string {
-    return response.qrId ?? response.qrID ?? response.nspkID ?? response.nspkId ?? '';
+    return response.qrId ?? response.qrID ?? response.nspkID ?? response.nspkId ?? response.orderID ?? '';
   }
 
   resolvePaymentLink(response: QrCreateResponse): string {
@@ -545,7 +548,7 @@ export class ApiService {
   }
 
   resolveBankPaymentUrl(response: QrCreateResponse): string {
-    return response.bankUrl ?? '';
+    return response.bankUrl ?? response.url ?? '';
   }
 
   resolvePaymentQrUrl(response: QrCreateResponse): string {