diff --git a/src/app/i18n/en.ts b/src/app/i18n/en.ts
index 46dab19..5fa879a 100644
--- a/src/app/i18n/en.ts
+++ b/src/app/i18n/en.ts
@@ -82,8 +82,10 @@ export const en: Translations = {
     creatingPayment: 'Creating payment...',
     waitFewSeconds: 'Please wait a few seconds',
     scanQr: 'Scan the QR code to pay',
+    choosePaymentMethod: 'Choose a payment method',
     amountToPay: 'Amount due:',
     waitingPayment: 'Waiting for payment...',
+    payByBankCard: 'Pay by bank card',
     copied: '✓ Copied',
     copyLink: 'Copy link',
     openNewTab: 'Open in new tab',
diff --git a/src/app/i18n/hy.ts b/src/app/i18n/hy.ts
index 809a342..742c588 100644
--- a/src/app/i18n/hy.ts
+++ b/src/app/i18n/hy.ts
@@ -82,8 +82,10 @@ export const hy: Translations = {
     creatingPayment: 'Վճարման ստեղծում...',
     waitFewSeconds: 'Խնդրում ենք սպասել մի քանի վայրկյան',
     scanQr: 'Սքանավորեք QR կոդը վճարման համար',
+    choosePaymentMethod: 'Ընտրեք վճարման եղանակը',
     amountToPay: 'Վճարման գումար՝',
     waitingPayment: 'Սպասում ենք վճարմանը...',
+    payByBankCard: 'Վճարել բանկային քարտով',
     copied: '✓ Պատճենված է',
     copyLink: 'Պատճենել հղումը',
     openNewTab: 'Բացել նոր ներդիրում',
diff --git a/src/app/i18n/ru.ts b/src/app/i18n/ru.ts
index 8b38edf..c47829a 100644
--- a/src/app/i18n/ru.ts
+++ b/src/app/i18n/ru.ts
@@ -82,8 +82,10 @@ export const ru: Translations = {
     creatingPayment: 'Создание платежа...',
     waitFewSeconds: 'Подождите несколько секунд',
     scanQr: 'Сканируйте QR-код для оплаты',
+    choosePaymentMethod: 'Выберите способ оплаты',
     amountToPay: 'Сумма к оплате:',
     waitingPayment: 'Ожидание оплаты...',
+    payByBankCard: 'Оплатить банковской картой',
     copied: '✓ Скопировано',
     copyLink: 'Скопировать ссылку',
     openNewTab: 'Открыть в новой вкладке',
diff --git a/src/app/i18n/translations.ts b/src/app/i18n/translations.ts
index 094af77..07ada19 100644
--- a/src/app/i18n/translations.ts
+++ b/src/app/i18n/translations.ts
@@ -80,8 +80,10 @@ export interface Translations {
     creatingPayment: string;
     waitFewSeconds: string;
     scanQr: string;
+    choosePaymentMethod: string;
     amountToPay: string;
     waitingPayment: string;
+    payByBankCard: string;
     copied: string;
     copyLink: string;
     openNewTab: string;
diff --git a/src/app/pages/cart/cart.component.html b/src/app/pages/cart/cart.component.html
index 3b66bb1..c8f37c0 100644
--- a/src/app/pages/cart/cart.component.html
+++ b/src/app/pages/cart/cart.component.html
@@ -208,14 +208,16 @@
 
       @if (paymentStatus() === 'waiting') {
         <div class="payment-active">
-          <h2>{{ 'cart.scanQr' | translate }}</h2>
+          <h2>{{ qrCodeUrl() ? ('cart.scanQr' | translate) : ('cart.choosePaymentMethod' | translate) }}</h2>
           
-          <div class="qr-section">
-            <div class="qr-wrapper">
-              <img [src]="qrCodeUrl()" alt="QR код для оплаты" class="qr-code" />
-              <div class="scan-line"></div>
+          @if (qrCodeUrl()) {
+            <div class="qr-section">
+              <div class="qr-wrapper">
+                <img [src]="qrCodeUrl()" alt="QR код для оплаты" class="qr-code" />
+                <div class="scan-line"></div>
+              </div>
             </div>
-          </div>
+          }
 
           <div class="payment-info">
             <div class="payment-amount">
@@ -229,13 +231,21 @@
             </div>
           </div>
 
-          <div class="payment-actions">
-            <button class="copy-btn" (click)="copyPaymentLink()">
-              {{ linkCopied() ? ('cart.copied' | translate) : ('cart.copyLink' | translate) }}
+          @if (bankPaymentUrl()) {
+            <button class="bank-payment-btn" (click)="openBankPaymentPopup()">
+              {{ 'cart.payByBankCard' | translate }}
             </button>
-            <a [href]="paymentUrl()" target="_blank" rel="noopener noreferrer" class="open-btn">
-              {{ 'cart.openNewTab' | translate }}
-            </a>
+          }
+
+          <div class="payment-actions">
+            @if (paymentUrl()) {
+              <button class="copy-btn" (click)="copyPaymentLink()">
+                {{ linkCopied() ? ('cart.copied' | translate) : ('cart.copyLink' | translate) }}
+              </button>
+              <a [href]="paymentUrl()" target="_blank" rel="noopener noreferrer" class="open-btn">
+                {{ 'cart.openNewTab' | translate }}
+              </a>
+            }
           </div>
         </div>
       }
@@ -322,6 +332,19 @@
         </div>
       }
     </div>
+
+    @if (showBankPaymentPopup() && bankPaymentFrameUrl()) {
+      <div class="bank-payment-modal-overlay">
+        <div class="bank-payment-modal">
+          <button class="close-modal-btn" (click)="closeBankPaymentPopup()" [attr.aria-label]="'cart.close' | translate">
+            <svg width="24" height="24" viewBox="0 0 24 24" fill="none">
+              <path d="M6 6L18 18M6 18L18 6" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
+            </svg>
+          </button>
+          <iframe [src]="bankPaymentFrameUrl()" class="bank-payment-frame" title="Bank card payment"></iframe>
+        </div>
+      </div>
+    }
   </div>
 }
 
diff --git a/src/app/pages/cart/cart.component.scss b/src/app/pages/cart/cart.component.scss
index 48eb235..36148da 100644
--- a/src/app/pages/cart/cart.component.scss
+++ b/src/app/pages/cart/cart.component.scss
@@ -1445,6 +1445,54 @@
       }
     }
   }
+
+  .bank-payment-btn {
+    width: 100%;
+    padding: 14px 18px;
+    border: none;
+    border-radius: 10px;
+    background: #1f2937;
+    color: white;
+    font-weight: 700;
+    font-size: 1rem;
+    cursor: pointer;
+    transition: all 0.2s ease;
+
+    &:hover {
+      background: #111827;
+      transform: translateY(-1px);
+      box-shadow: 0 6px 16px rgba(31, 41, 55, 0.22);
+    }
+  }
+}
+
+.bank-payment-modal-overlay {
+  position: fixed;
+  inset: 0;
+  z-index: 1001;
+  display: flex;
+  align-items: center;
+  justify-content: center;
+  padding: 24px;
+  background: rgba(17, 24, 39, 0.55);
+}
+
+.bank-payment-modal {
+  position: relative;
+  width: min(960px, 92vw);
+  height: min(760px, 86vh);
+  padding: 56px 16px 16px;
+  background: white;
+  border-radius: 13px;
+  box-shadow: 0 18px 60px rgba(0, 0, 0, 0.28);
+}
+
+.bank-payment-frame {
+  width: 100%;
+  height: 100%;
+  border: 0;
+  border-radius: 8px;
+  background: white;
 }
 
 @keyframes pulse {
@@ -1623,6 +1671,16 @@
     }
   }
 
+  .bank-payment-modal-overlay {
+    padding: 12px;
+  }
+
+  .bank-payment-modal {
+    width: 94vw;
+    height: 82vh;
+    padding: 52px 10px 10px;
+  }
+
   .payment-active h2 {
     font-size: 1.25rem;
     margin-bottom: 16px;
diff --git a/src/app/pages/cart/cart.component.ts b/src/app/pages/cart/cart.component.ts
index a21e108..1e01e95 100644
--- a/src/app/pages/cart/cart.component.ts
+++ b/src/app/pages/cart/cart.component.ts
@@ -2,6 +2,7 @@ import { Component, ChangeDetectionStrategy, signal, OnDestroy, inject } from '@
 import { DecimalPipe } from '@angular/common';
 import { Router, RouterLink } from '@angular/router';
 import { FormsModule } from '@angular/forms';
+import { DomSanitizer, SafeResourceUrl } from '@angular/platform-browser';
 import { CartService, ApiService, LanguageService, AuthService } from '../../services';
 import { Item, CartItem, DeliveryOption } from '../../models';
 import { interval, of, Subscription } from 'rxjs';
@@ -47,6 +48,9 @@ export class CartComponent implements OnDestroy {
   paymentStatus = signal<'creating' | 'waiting' | 'success' | 'timeout' | 'error' | null>('creating');
   qrCodeUrl = signal<string>('');
   paymentUrl = signal<string>('');
+  bankPaymentUrl = signal<string>('');
+  bankPaymentFrameUrl = signal<SafeResourceUrl | null>(null);
+  showBankPaymentPopup = signal<boolean>(false);
   paymentId = signal<string>('');
   linkCopied = signal<boolean>(false);
   
@@ -68,7 +72,8 @@ export class CartComponent implements OnDestroy {
     private cartService: CartService,
     private apiService: ApiService,
     private router: Router,
-    private langService: LanguageService
+    private langService: LanguageService,
+    private sanitizer: DomSanitizer
   ) {
     this.items = this.cartService.items;
     this.itemCount = this.cartService.itemCount;
@@ -175,6 +180,9 @@ export class CartComponent implements OnDestroy {
     this.paymentId.set('');
     this.qrCodeUrl.set('');
     this.paymentUrl.set('');
+    this.bankPaymentUrl.set('');
+    this.bankPaymentFrameUrl.set(null);
+    this.showBankPaymentPopup.set(false);
     this.linkCopied.set(false);
     this.userEmail.set('');
     this.userPhone.set('');
@@ -189,6 +197,7 @@ export class CartComponent implements OnDestroy {
 
   closePaymentPopup(): void {
     this.showPaymentPopup.set(false);
+    this.closeBankPaymentPopup();
     this.stopPolling();
     if (this.closeTimeout) {
       clearTimeout(this.closeTimeout);
@@ -206,6 +215,9 @@ export class CartComponent implements OnDestroy {
     this.paymentId.set('');
     this.qrCodeUrl.set('');
     this.paymentUrl.set('');
+    this.bankPaymentUrl.set('');
+    this.bankPaymentFrameUrl.set(null);
+    this.showBankPaymentPopup.set(false);
     this.linkCopied.set(false);
     this.createPayment();
   }
@@ -228,9 +240,10 @@ export class CartComponent implements OnDestroy {
             const qrId = this.apiService.resolvePaymentQrId(response);
             const qrUrl = this.apiService.resolvePaymentQrUrl(response);
             const paymentLink = this.apiService.resolvePaymentLink(response);
+            const bankUrl = this.apiService.resolveBankPaymentUrl(response);
 
-            if (!qrId || !qrUrl) {
-              console.error('Payment response missing qr fields:', response);
+            if (!qrId || (!qrUrl && !bankUrl)) {
+              console.error('Payment response missing payment fields:', response);
               this.setPaymentError();
               return;
             }
@@ -238,6 +251,7 @@ export class CartComponent implements OnDestroy {
             this.paymentId.set(qrId);
             this.qrCodeUrl.set(qrUrl);
             this.paymentUrl.set(paymentLink);
+            this.bankPaymentUrl.set(bankUrl);
 
             this.paymentStatus.set('waiting');
             this.startPolling();
@@ -280,6 +294,7 @@ export class CartComponent implements OnDestroy {
 
           if (paymentStatus === 'FAILED' || paymentStatus === 'EXPIRED' || paymentStatus === 'CANCELLED' || paymentStatus === 'REJECTED') {
             this.paymentStatus.set('timeout');
+            this.closeBankPaymentPopup();
             this.stopPolling();
             if (this.closeTimeout) clearTimeout(this.closeTimeout);
             this.closeTimeout = setTimeout(() => {
@@ -291,6 +306,7 @@ export class CartComponent implements OnDestroy {
           // Check if payment is successful
           if (paymentStatus === 'COMPLETED' || paymentStatus === 'APPROVED' || paymentStatus === 'PAID' || paymentCode === 'SUCCESS') {
             this.paymentStatus.set('success');
+            this.closeBankPaymentPopup();
             this.stopPolling();
                         // Auto-submit purchase after 5 seconds
             if (this.closeTimeout) clearTimeout(this.closeTimeout);
@@ -308,6 +324,7 @@ export class CartComponent implements OnDestroy {
           // If all checks are done but payment not completed
           if (this.paymentStatus() === 'waiting') {
             this.paymentStatus.set('timeout');
+            this.closeBankPaymentPopup();
             // Close popup after showing timeout message
             if (this.closeTimeout) clearTimeout(this.closeTimeout);
             this.closeTimeout = setTimeout(() => {
@@ -325,8 +342,24 @@ export class CartComponent implements OnDestroy {
     }
   }
 
+  openBankPaymentPopup(): void {
+    const bankUrl = this.bankPaymentUrl();
+    if (!bankUrl) {
+      return;
+    }
+
+    this.bankPaymentFrameUrl.set(this.sanitizer.bypassSecurityTrustResourceUrl(bankUrl));
+    this.showBankPaymentPopup.set(true);
+  }
+
+  closeBankPaymentPopup(): void {
+    this.showBankPaymentPopup.set(false);
+    this.bankPaymentFrameUrl.set(null);
+  }
+
   private setPaymentError(): void {
     this.paymentStatus.set('error');
+    this.closeBankPaymentPopup();
     this.stopPolling();
     if (this.closeTimeout) {
       clearTimeout(this.closeTimeout);
diff --git a/src/app/services/api.service.ts b/src/app/services/api.service.ts
index 14aa901..9f1ec88 100644
--- a/src/app/services/api.service.ts
+++ b/src/app/services/api.service.ts
@@ -23,6 +23,7 @@ export interface QrCreateResponse {
   nspkID?: string;
   nspkId?: string;
   nspkurl?: string;
+  bankUrl?: string;
   status?: string;
   qrStatus?: string;
   qrExpirationDate?: string;
@@ -543,6 +544,10 @@ export class ApiService {
     return response.nspkurl ?? response.Payload ?? response.payload ?? response.qrUrl ?? '';
   }
 
+  resolveBankPaymentUrl(response: QrCreateResponse): string {
+    return response.bankUrl ?? '';
+  }
+
   resolvePaymentQrUrl(response: QrCreateResponse): string {
     const paymentLink = this.resolvePaymentLink(response);
     if (paymentLink) {